Our story

Insurance and services
for car people, by car people.

We built Collector Specialty because we lived the frustration — beautiful, irreplaceable machines covered by policies written for daily drivers. We knew there had to be a better way.

Our mission

Insurance as serious as your car.

Collector Specialty exists for one reason: to give serious collectors the coverage their cars actually deserve. Agreed value. No depreciation. No arguing. Just an expert who understands your car as well as you do.

What we stand for

Our values

Car people, first.

We don't just insure collector cars — we own them, restore them, show them and drive them. Every decision we make is filtered through the question: would a fellow enthusiast trust us with their car?

Agreed value, always.

We built our entire coverage philosophy around one principle: if something happens to your car, you get exactly what it's worth — not what a depreciation formula decides. No arguments. No adjusters. Just the agreed figure.

Precision over paperwork.

Our intelligent quote process replaces hours of forms with a three-minute conversation. We gather exactly the information that matters for a collector car — because we know what matters.

Built on trust.

Every partner, every process and every policy we offer is held to the same standard: would we use it for our own cars? We won't offer anything we wouldn't stake our own collection on.

How we got here

Our journey

2018

Founded by a group of collector car owners frustrated with mainstream insurers.

2020

Launched the CS Guild partner network, connecting clients with specialist suppliers.

2022

Introduced Vehicle Intelligence — real-time market data embedded in every quote.

2024

Expanded coverage to include Lotus, Jaguar, JDM and vintage European marques.

2026

Now covering 200+ marques across the US with three tailored coverage tiers.

The people behind it

Our team

Our specialists

Each team member owns at least one collector vehicle. Coverage decisions are made by people who understand what's at stake.

Our underwriters

Trained in classic car valuation, marque history and collector market trends. Not generalists — specialists.

Our claims team

When the worst happens, you speak to someone who understands your car. No call centres, no adjusters who've never heard of your marque.

Ready to talk cars?

Get a quote in three minutes, or call us. We genuinely enjoy talking about your car.